How do you decide when hiring a contractor is the right way to go versus doing it yourself?
Money Editor Stacy Johnson looks at this question in this short video (runs 1:34)…
Any comments about doing it yourself versus hiring a contractor? We'd love to hear your thoughts. Just click the comment link below and tell us what you think.
With the economy reeling and unemployment on the rise, how can you find a great job if you don't have that college degree? It may be easier (and cheaper) than you think, as Money Editor Stacy Johnson explains in this short (1:16) video…
Too many people will find the most obscure, no-name insurance companies in order to get the cheapest deal and find out later that the company doesn't pay on insurance claims!
Bottom Line: It's a great idea to apply for online quotes from different companies, but before you move forward make sure you look up consumer opinions to make sure the company is legit!
Don't worry if you find a company with a couple of bad reviews/complaints… any insurance company that's been around for a while will have a number of complaints. (They just won't be nearly as many as the truly "bad" ones!)
Tips To Help You Get The Best Possible Rate
Pay attention to the following when you're applying for quotes:
* Try to put enough money aside so you can get a higher deductible. This will decrease your yearly premium tremendously!
* Will they give you discounts for installing safety features in your home? (i.e. security systems, fire extinguishers, deadbolts, etc.)
* Don't make the mistake of buying more coverage than you need. Think about it: why would you want to pay your insurance company for more than your house is worth? At the same time, don't under-insure your home either. It pays to get an appraisal of just what it would cost to rebuild your home if disaster strikes.
When gasoline prices were climbing like a rocket, we touched on the topic several times on this site, wondering how the rising prices were affecting you and your driving and spending habits.
Now, prices for gas are dropping like a rock, tumbling to prices of a year ago. There are even some places reportedly having gas wars, with prices reported in some areas below $2.00 a gallon!
The declines come as hurricane season winds down and oil prices drop over concerns that a prolonged economic slump would curb demand for energy.
Have you seen any of these crazy (below $2.00) prices anywhere? We'd love to hear about it. And tell us what you think is really causing prices to drop so dramatically all of a sudden after peaking at over $4.00 a gallon just a few months ago. Click the comment link below this article and sound off. Your email address will never be published here, so don't worry about others getting your email just because you left a comment on our site.